TOOL 03 · THE FIRST FLOOR
The 3-Tier Expense Planner
Split spending into fixed costs, variable costs, and a waterfall for anything earned above your floor — so good months quietly fund the slow ones.
TIER 1 · FIXED COSTS
TIER 2 · VARIABLE COSTS
Fits inside your floor?
Enter your floor and expenses above
The First Floor
Budget off your floor, not your average.